Agreement to Terms
By accessing and using Chippy, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our service.
Service Description
Chippy is a subscription management platform that helps users:
- Connect bank accounts and payment methods (read-only access)
- Automatically detect recurring subscription payments
- Receive AI-powered cost-saving recommendations
- Track spending analytics and trends
- Manage subscription cancellations through direct links
Data Access and Security
🔒 Our Data Commitments:
- Read-only access: We only view your transaction history, never modify accounts
- No sensitive data storage: We don't save account numbers, passwords, or SSNs
- Secure connections: All data transmission uses bank-level encryption
- Limited data use: Information is used solely for subscription management features
User Responsibilities
You agree to:
- Provide accurate account information
- Keep your login credentials secure
- Use the service only for personal, non-commercial purposes
- Comply with all applicable laws and regulations
- Not attempt to reverse engineer or hack the service
Subscription Plans
Free Trial
- 3-day trial period with limited features
- Track up to 5 subscriptions
- 10 AI messages for 3 subscriptions
- No credit card required
Premium Plan
- $14.99 per month, billed monthly
- Unlimited subscriptions and AI messages
- Advanced analytics and insights
- Cancel anytime through your account settings
Cancellation and Refunds
- Cancel your subscription anytime from your account settings
- Cancellation takes effect at the end of your current billing period
- No refunds for partial months, but you keep access until period ends
- Free trial can be cancelled without any charges
Limitation of Liability
Chippy provides subscription tracking and recommendations for informational purposes. We are not responsible for:
- Actions taken based on AI recommendations
- Subscription cancellation processes with third-party companies
- Changes in subscription pricing or terms by service providers
- Bank account or payment method issues
Eligibility
Chippy is currently available only to:
- US residents aged 18 and older
- Users with US-based bank accounts
- Individuals using the service for personal use
Contact Information
For questions about these Terms of Service, contact us at:
Email: legal@chippy.app
Address: Chippy Inc., 123 Privacy Lane, San Francisco, CA 94105