Your Privacy is Our Priority
At Chippy, we understand that your financial information is sensitive and personal. We are committed to protecting your privacy and being transparent about how we handle your data.
🔒 Key Privacy Commitments:
- We do NOT save sensitive financial information like account numbers or login credentials
- We only request read-only access to view your transaction history
- We never store your banking passwords or authentication details
- Your data is never sold or shared with third parties for marketing
Information We Collect
Account Information
- Email address and name for account creation
- Encrypted password for account security
- Subscription preferences and settings
Financial Data (Read-Only)
- Transaction descriptions and amounts (to identify subscriptions)
- Transaction dates and merchant names
- Account nicknames and types (checking, credit card, etc.)
- Account balances (for spending analysis only)
What We DON'T Collect
- Full account numbers or routing numbers
- Banking login credentials or passwords
- Social Security Numbers
- Personal identification documents
How We Use Your Information
- Subscription Detection: Analyze transaction patterns to identify recurring payments
- AI Recommendations: Provide personalized cost-saving suggestions through Chippy AI
- Spending Analytics: Calculate monthly spending totals and trends
- Account Management: Maintain your user account and preferences
- Customer Support: Respond to your questions and provide assistance
Data Security
We use bank-level security measures to protect your information:
- 256-bit SSL encryption for all data transmission
- Data encrypted at rest using industry-standard protocols
- Regular security audits and penetration testing
- SOC 2 Type II compliance for data handling
- Multi-factor authentication for account access
Third-Party Services
We work with trusted financial service providers:
- Plaid: Secure bank account connections (read-only access)
- PayPal: Payment processing for premium subscriptions
- OpenAI: AI-powered recommendations (no personal data shared)
These services are bound by strict data protection agreements and cannot use your data for their own purposes.
Your Rights
You have the right to:
- Access all data we have about you
- Request deletion of your account and data
- Disconnect bank accounts at any time
- Export your subscription data
- Opt out of AI recommendations
Contact Us
If you have questions about this Privacy Policy or your data, contact us at:
Email: privacy@chippy.app
Address: Chippy Inc., 123 Privacy Lane, San Francisco, CA 94105